1. Introduction
This Privacy Policy explains how VeeCredit collects, uses, and protects your information when you use our application and website.
2. Information We Collect
- Account details: mobile number, name, email address, profile photo, and preferred language.
- Ledger data: contacts you add, transaction amounts, notes, bank account details you save, and attachments you upload.
- Technical data: device information, IP address, and push notification token.
3. How We Use Your Information
We use your information to operate the ledger, sync entries between you and your contacts, send notifications about transactions, generate statements, improve the Service, and keep it secure.
4. Sharing of Information
When you record a transaction with a contact who also uses VeeCredit, that contact can see the entry, your name, and your profile photo. We do not sell your personal data. We share data only with service providers needed to run the Service (such as SMS and push notification providers) or when required by law.
5. Data Security
Your data is stored on secured servers. Access is protected with token-based authentication, and sensitive actions can be protected with your security PIN. No system is completely secure, so please protect your device.
6. Data Retention and Account Deletion
We keep your data while your account is active. If you delete your account, your profile is deactivated and hidden. Transaction records remain in the ledgers of the other parties, marked as belonging to a deleted account, because they are part of their accounting too.
7. Your Rights
You can view and update your profile, change your language, and delete your account from within the app. You may also contact us to ask about the personal data we hold about you.
8. Children
The Service is not intended for persons under 18 years of age.
9. Changes to This Policy
We may update this Policy from time to time. We will notify you of important changes through the app.
10. Contact
For privacy questions, contact us at support@veecredit.com.